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Can I use debit card for Shopify in India?

Author

Sarah Smith

Published Jan 19, 2026

With Cashfree shopify payment gateway India, you can accept payment via NEFT, IMPS, UPI 50+ Netbanking options, all domestic Debit and Credit cards (Visa, Master, Maestro, Rupay, Amex), Paytm and 6 other popular mobile wallets like Airtel, Mobikwik, Freecharge.

How can I pay my Shopify using debit card in India?

1. Enabling netbanking/ debit card/ credit card/ UPI

  1. Go to Settings -> Payments.
  2. Head over to Third Party Providers.
  3. Click Choose third-party provider.
  4. Select the provider that you want to use from the list.
  5. Enter your payment gateway account credentials for the provider that you selected.
  6. Click Activate.

Does Shopify accept debit card?

You can pay for your Shopify bills (one-time or recurring) using a valid credit card from Mastercard, Visa, or American Express. Your credit card needs to allow for recurring payments. Alternatively, you can use a debit card that is co‑branded with Mastercard, Visa, or American Express.

Which payment method is best for Shopify in India?

Paypal Shopify Integration

Paypal is the most trusted and preferred choice of payments for consumers worldwide. In addition to supporting all payment options like credit cards and direct debit from bank account, Paypal also offers buyer protection.

How do I use my debit card on Shopify?

Under Store settings, tap Payments.

  1. Activate Shopify Payments in one of the following ways: If you haven't set up a credit card payment provider on your account, then click Complete account setup in the Shopify Payments section. ...
  2. Enter the required details about your store and your banking information, then click Save.
36 related questions found

What is the best payment method for Shopify?

10 Best Shopify Payment Methods

  1. Shopify Payments. There is no better way to start this list than with Shopify Payments, a payment solution owned by Shopify. ...
  2. PayPal. PayPal is one of the most well-known Shopify payment providers in the world. ...
  3. Stripe. ...
  4. Authorize.net. ...
  5. Opayo. ...
  6. Verifone. ...
  7. WorldPay. ...
  8. Klarna.

How do I activate Shopify payments in India?

Steps of integration

  1. Login to your Shopify store and click on the “Settings” button on the bottom left. Now click on Payment providers.
  2. Go to Accept credit cards section and Select Cashfree from the drop down menu.
  3. Enter your Cashfree merchant app Id and secret key. Go to Payment gateway Dashboard.>

Does Shopify charge per transaction in India?

Shopify.in plans start at Rs. 750 per month, for which merchants get the ability to sell a maximum of 25 products, 1GB file storage and are charged 2 percent transaction fee, and go up to Rs. 9,560 per month, which will get you unlimited products, storage, no transaction fees, discount code engine and more.

Does Shopify charge transaction fees in India?

The transaction fees of Shopify are: 9% of the transaction + 30 Cents if the item is purchased online with a credit card. Straight 2.7% of the transaction if you have a physical store. 2% of the transaction (along with the third-party transaction fee) if you use a different payment provider instead of 'Shopify Payments ...

Does Shopify have its own payment gateway?

In the past, Shopify was known for its long list of compatible payment gateways. The company still supports third-party gateways, but it also created its own processing solution called Shopify Payments.

Can I use Shopify without PayPal?

Do You Need Paypal For Shopify? It is not compulsory to use a PayPal account with your Shopify store. Shopify also consists of its own payment method. Shopify's own payment method is only applicable to limited countries.

Do you need a bank account for Shopify?

No need to open a business bank account. Manage your money where you run your business.

Why does Shopify not accept my card?

Visa debit cards (and the like) rely on Visa's credit card network to process online, phone, and international transactions. Debit cards alone do not have the system to support these types of purchases, which results in a declined transaction.

Does Shopify charge per transaction?

As for transaction fees, Shopify charges a fee of 2.9% + $0.30 per transaction for all online purchases made under this plan. On the other hand, physical purchases attract a 2.7% fee per transaction. If you use any payment gateway other than Shopify Payments, a 2% fee will be charged on every transaction.

How do I transfer money from Shopify to my bank account?

Transferring funds from your Shopify Balance account

  1. From your Shopify admin, go to Finances > Balance.
  2. Click Move money.
  3. Under Transfer funds from Balance, enter the transfer details.
  4. Optional: Click Add an account to create a new recipient. ...
  5. Optional: Enter a description. ...
  6. Click Next.

How can I add Paytm payment gateway in Shopify?

Shopify payment gateway integration – How to integrate Paytm Payment Gateway

  1. Log into your Shopify account and click Settings.
  2. Select Payments which will present various payment options available.
  3. Proceed with selecting Alternate payment methods.
  4. Select or type Paytm.

Do we need GST to sell on Shopify?

Is GST mandatory on Shopify? As of July 1, 2017, Goods and Services Tax (GST) has to be charged on all goods and services provided by online stores in India. So if you have set up a Shopify store in India, GST is mandatory.

Is Shopify Indian?

Shopify, a large e-commerce hosting platform headquartered in Ottawa, Canada, has exploded over the past decade. It has become a staple for online retail brands across the globe, being present in India since 2013.

Do Shopify fees include GST?

Do Shopify Payments fees include GST (goods and service tax) in Australia? Yes. The current Australian GST rate of 10% is charged on all transactions that are processed through Shopify Payments.

How do I add GST to Shopify?

Go to Settings → Taxes in your Shopify admin and click on India. Enter the 9% CGST tax rate into the Country Tax field. For the state your store is based in, add the SGST (or UTGST) rate and choose added to 9% federal tax from the drop-down.

What happens if you don't pay Shopify?

If you missed paying your Shopify subscription bill or if a payment fails three times, then your store is frozen until you settle your bill with Shopify. Your store does not freeze until your bill's due date. If your store is frozen, then you can't access your Shopify admin and customers can't view your store.

Do you have to use a credit card for Shopify?

If you want to let your customers pay using a credit card, then you can use Shopify Payments or a third-party provider. There are also several ways for customers to pay online without using a credit card, like PayPal, Facebook Pay, Amazon Pay, and Apple Pay.

Does Shopify support international payments?

You can choose to have prices converted automatically using the current market exchange rate, or converted manually using an exchange rate that you choose. Depending on your Shopify plan, you can use international pricing features to control prices for different countries and regions.

Can you use adyen on Shopify?

If you own a Shopify Shop, you can now connect your Adyen account to your Shopify Shop. You can now use all payment methods in your account. For example, you can safely secure credit cards, including 3-D Secure, or local payments such as Sofort, Konbini, PayPal, etc..